News & Blog 2018-11-02 Lightning and protection tips
Marloth Park is based in a sub-tropical area and is surrounded by large mature trees, long/dry grass, houses with thatch roofs and is very vulnerable for lightning strikes. Lighting damage is also the most underestimated natural disasters in South Africa. When lightning strikes, thatch roofs can catch fire or a surge of electricity can be sent through the electrical wires in a home which can cause damage to all electrical equipment/devices. Electrical garage doors, pool pumps/heaters and security systems can also be affected by lightning.
Most insurers have certain requirements as an additional requirement of the policy ie. Installation of lightning protectors and surge units. Should the home owner fail to adhere to these requirements the claim can be rejected on grounds of non-compliance of the policy requirements.
How can homeowners protect their home/assets from lightning damage?
Should the homeowner apply above points, financial losses suffered from lightning damage can then be voided or minimized all together. Call Dorothy Roux to make sure your home owners policy is up to date and that you are correctly insured for such an event. Article by: Click on Image to see more details |